Steady cover for whatever the weather brings.
SafeHarbor compares fourteen trusted carriers to build home, auto, life and business cover that fits — then stays beside you when it’s time to claim.
One agency for everything you’d hate to lose
Six lines of cover, one agent who knows your whole picture, and one renewal date if you like.
Home insurance
Dwelling, belongings and liability for the place you come back to every night.
Auto insurance
Liability, collision and comprehensive — with accident forgiveness after 3 clean years.
Renters insurance
Your laptop, bike and sofa covered at replacement cost, plus temporary housing.
Life insurance
Term policies from 10 to 30 years so the people you love keep their plans.
Small business insurance
General liability, property and a business owner’s policy built for main-street shops.
Travel insurance
Trip cancellation, lost luggage and emergency medical care when you’re far from home.
From first question to signed policy
No call centres and no hard sell. A licensed local agent handles every step.
- 01
Tell us what matters
Answer a few plain-English questions — no account, no spam, about four minutes.
- 02
We shop 14 carriers
Your agent compares coverage side by side, not just price, and flags the gaps.
- 03
Pick with confidence
Choose a plan on a 20-minute call. We explain every exclusion before you sign.
- 04
We stay in your corner
Annual reviews, and a real person on the line the day you need to claim.
We work for you, not the insurer
Captive agents can sell one company’s products. We can sell fourteen, so our only job is finding the best fit for your household.
- Side-by-side comparisons of coverage, not just premiums
- Annual policy review — we re-shop when prices rise
- Claims advocacy: we chase the adjuster so you don’t have to
- One bill and one renewal date when you bundle
Calm voices on stormy days
“A pine came down on our garage in the February storm. Nadia had an adjuster in our driveway the next morning and the cheque cleared in nine days.”
“I was paying for two policies that overlapped. SafeHarbor bundled my car and condo and I’m saving $612 a year with better coverage.”
“They actually read my lease and told me what my landlord’s policy didn’t cover. Fourteen dollars a month for real peace of mind.”
Advice from the harbour desk
How much home insurance do you actually need?
Replacement cost vs. market value, and why the number on your mortgage is the wrong one.
Bundling: when it saves money and when it doesn’t
We ran 1,200 real quotes. Bundles won 71% of the time — here’s the other 29%.
Your first car policy, explained in ten minutes
Liability limits, deductibles and the one add-on every new driver should consider.
Find out what proper cover costs.
Answer a few questions and we’ll show three plans side by side. An agent follows up only if you ask.